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Products & Programs

Mortgages Direct represents over 150 lenders and offers over 300 different products and programs. On this page we go over some of the more popular programs. Needless to say not all products and programs are listed. However, if there is a program available in the marketplace we have it. So, if you do not see a program that you are interested in, please telephone or email us for information regarding the product or program.

Conventional Mortgages:
  • 100% Financing
  • 5% Down Payment to $400,000
  • 10% Down Payment to $1,000,000
  • 80% LTV - No Income Verifications
  • 80% LTV - No Ratio Loans
  • 75% LTV - Guaranteed Approval
  • One Time Close Construction/Permanent
  • High Ratio Loans - Ratios to 50/50
  • Cash out Refinance
  • Home Equity Lines of Credit - Up to 125% LTV
  • Unique Situations:
    • Derogatory Credit
    • Bankruptcy
    • IRS Liens
    • Foreclosures
    • Delinquent Mortgages
    • Divorce Equity
    • Other Unique Situations
Investor Loans:
  • Investor Line of Credit up to $300,000
  • 90% LTV Investor Loans
  • Cash out Refinance to 85%
  • Purchase Plus Improvement Loans

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Copyright 1997, Michael D. McCord